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Payday loan transactions require a check to be written from a personal checking account as collateral to cover the full payment of the transaction. A single payday advance is typically for two to four weeks. Payday loan transactions are cash advances to meet short-term financial needs and are not recommended as long-term financial solutions. Long-term use of payday advances can be expensive. Title transactions are cash advances to meet financial needs and require your vehicle title as collateral. If you miss a payment, make a late payment, or fail to redeem, your vehicle may be repossessed. All loans are subject to approval pursuant to standard underwriting criteria. Not all consumers will qualify for the maximum loan amount applied for.